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Auto Insurance Hidden Costs: What Your Insurance Company Is Not Telling You

There are many auto insurance hidden costs that people do not realize when they agree to a policy. Sometimes these hidden costs are only noticed later because the buyer did not pay attention when getting the policy. It is very important to talk with an insurance company about the fine print when it comes to […]

Auto Insurance Card: 5 Reasons to Always Keep It with You

One of the things related to auto insurance that people often ignore is their auto insurance card. In fact, a lot of people may not even know that the auto insurance card is the most important insurance-related document. This auto insurance card is the easiest way to prove that you have a qualifying insurance policy. […]

Auto Insurance Deductible: How Is This Amount of Money Determined

Whenever you are getting a new auto insurance policy, it is important to look at the fine print. It is important to understand the levels of comprehensive, collision and liability coverage you are getting, along with the policy’s deductible. The deductible in an auto insurance policy is the amount of money you will have to […]

Alternative Car Insurance: Cooperative and Internet-Only Carriers

While it is highly recommended that people get auto insurance policies that correspond to their state’s legal requirements, it is not always possible. If you cannot afford regular insurance, or your driving history disqualifies you from a policy, you must look into alternative car insurance. There are many alternative car insurance options, such as cooperative […]

What Is Commercial Auto Insurance? When Do You Need It?

Commercial auto insurance is an insurance policy that only covers business vehicles. Any vehicle that is driven for the purposes of a business, whether it is owned by the business or its employees, must have an attached commercial auto insurance policy. It is a misconception that commercial auto insurance is only required for vehicles owned […]

Classic Car Insurance: What Makes It Different from a Normal Insurance

For people who like to collect vintage cars, getting classic car insurance is a very important step in protecting this investment. Classic car insurance does differ from regular auto insurance in many ways, because of the unique circumstances in these cases. While regular auto insurance applies to everyday vehicles, classic car insurance is reserved for […]

No-Fault Auto Insurance: How Does It Compare with Traditional Insurance?

The idea behind no-fault auto insurance is that the insurance company pays out money in relation to expenses and damage incurred by the insured party. These payouts by insurance companies are made regardless of who was at fault for the accident. With no fault auto insurance, individuals do not need to worry about who caused […]

Life Insurance Plan: What Is Included in Life Insurance?

Life insurance is something that is known by most, but often misunderstood by many people as well. A typical life insurance policy will include a substantial lump-sum benefit for the policyholder’s beneficiaries when they pass away. The purpose of life insurance is to provide policyholders with the chance to leave a substantial nest egg for […]

Full Coverage Auto Insurance: Who Is It Really Made For?

What is full coverage auto insurance? The phrase itself is a little misleading, because there is no such thing as “full coverage” in auto insurance. Typically, these are auto insurance policies that offer both comprehensive and collision coverage. When someone is trying to purchase auto insurance, they probably see so many advertisements talking about the […]

5 Reasons To Consider Child Life Insurance

Child life insurance may seem counterproductive, because it is usually parents who get insurance to provide benefits for their children. But child life insurance is useful for parents as a means of protecting them if their child happens to pass away. Losing a child is devastating, but having to go back to work within a […]